Carol Jean Carnes died on September 18, 2021 at Holy Cross Hospital in Silver Spring, Maryland. She was born December 9, 1957 in Stafford, Kansas, to Kenneth and Earline Costley Carnes.
She grew up in Wellington and on a farm near Weir, Kansas. A graduate of Columbus Unified High School, she received her BA and MA in economics from Pittsburg State University. After earning her doctorate in international economics from Kansas State University, Carol moved to the Washington, DC area to take a position in the United States Department of Commerce. Shortly after moving, she was employed by the United States. Department of the Treasury as an international economist, attending world economic conferences and analyzing foreign currencies, from 1985 to 2012. Since 2012 she was employed by the Federal Deposit Insurance Corporation, where she started working as a specialist main cross-border, at the Office of Complex Financial Institutions. In her most recent role, she was a Senior Specialist, Complex Financial Institutions, in the Complex Institutions Oversight and Resolution Division. In her current role, Carol has analyzed complex financial information and applied analytical tools, models and methodologies to help maintain the stability of the US financial system.
Carol married Lawrence Nathan Heller on October 12, 1997 in Washington DC. He survives along with the children Laura Katherine and William John Henry Heller of the house.
She was known for her love of family, friends, reading and gardening. Having learned throughout her life, she had many interests and obtained her Chartered Financial Analyst charter in 2011. Her faith was very important to her and a source of strength and comfort during her battle with leukemia.
Carol was predeceased by her father, Kenneth.
She is survived by her husband and children, her mother and sister, Suzanne Hildebrand (Don) of Stafford, Kansas sisters-in-law Susan Heller and Ruth Catan of Bethesda, Maryland and several nieces and nephews.
Funeral services will be held at 11:00 p.m. on Tuesday, September 28e at Evergreen Cemetery in Fort. Scott, Kansas.
Family and friends can meet at Cheney Witt Chapel on Tuesday before leaving for the cemetery at 10:45 am.
Arrangements are under the direction of Cheney Witt Chapel, 201 S. Main, Ft. Scott, Kansas. Words of Remembrance can be submitted to the online guestbook at cheneywitt.com.