Discount is not worth credit card debt | Features


My wife and I just bought a new house and we only need one or two more things to furnish the living room. Over the weekend we found a couch and loveseat that we both love for $3,000. The store owner said he would take 15% off the price if we got a credit card from the store and paid it that way. We are in pretty good financial shape and can afford to pay cash for the furniture, but how about taking advantage of the 15% off offer and then refunding the card immediately and closing the account ?

Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He is the author of seven best-selling books. The Dave Ramsey Show is heard by over 11 million listeners each week on over 550 radio stations and digital outlets. Follow Dave on Twitter at @DaveRamsey and on the web at


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